If you’re thinking of going backpacking, then you’ll be embarking on a very different kind of holiday than you are perhaps used to and your insurance package will have to be altered. Your usual insurance may not cover the more further-a-field destinations, or the sporty and adventurous activities you may take on.
As your travels get more exciting, so does the potential of loss, damage and possible minor injuries. You’ll have specific requirements that will need to be met by a specific insurance package; by taking this long-term trip you’ve become a little more of a high-risk, which is fine because there are number of insurance packages designed to help you out if you get into any trouble .
The backpacker is now a very valuable customer and insurance companies have created packages to suit the nature of this trip, the most efficient way to compare and contrast so many is online. Here is a simplified breakdown from a handful of insurance companies to show who sells what and for how much.
Provider |
Product |
Cost over 31 days from 17 June-17 July |
Notes |
Essential Travel |
Backpacker travel insurance |
£29.99 |
Can cover extended trips |
AA Travel Insurance |
Tailor made Single Trip travel insurance |
£29.42 |
Medical expenses up to £10,000,00 |
Go Travel Insurance |
Backpacker travel insurance |
£37.00 |
Covers Bar Work and Fruit Picking Whilst Abroad |
Endsleigh |
Backpacker travel insurance |
£66.09 |
Up to 2 years worth of cover |
When you’ve found one that meets all your requirements, keep your administrative hassles at a low, and photocopy your official documents before you go. That way you’ll have evidence of what you’re covered for, which will save you from unnecessary debates or doubts when you’re out there. At the same time, it’s probably a great idea to make copies of all your other important documents too, like your passport, and visa. Your gap year travels are an opportunity to experience some spectacular days and nights in far-off destinations, which you’ll enjoy all the more if you have it covered by the right insurance.